.phero{color:#fff;background:linear-gradient(120deg,#2a3a63,#34467a 55%,#324a86);position:relative;overflow:hidden}.phero .wrap{z-index:2;box-sizing:border-box;flex-direction:column;justify-content:center;min-height:240px;padding:44px 30px 40px;display:flex;position:relative}.phero .crumb{color:#aebbd2;flex-wrap:wrap;align-items:center;gap:8px;margin:0 0 14px;font-size:12.5px;font-weight:600;display:flex}.phero .crumb span{color:#dfe7f5}.phero h1{letter-spacing:-.03em;margin:0 0 10px;font-size:36px;font-weight:900}.phero h1 em{color:var(--gold);font-style:normal}.phero .desc{color:#cdd8ec;max-width:720px;margin:0;font-size:15px;font-weight:600;line-height:1.6}.phero .qt{flex-wrap:wrap;gap:10px;margin-top:20px;display:flex}.phero .qt b{color:#eaf1ff;background:#ffffff1a;border:1px solid #ffffff2e;border-radius:999px;align-items:center;gap:7px;padding:8px 14px;font-size:13px;font-weight:700;display:inline-flex}.phero-bg{object-fit:cover;z-index:0;pointer-events:none;border:0;width:100%;height:100%;position:absolute;inset:0}.phero-tint{z-index:1;background:linear-gradient(120deg,#2a3a63d6,#34467abd 55%,#324a86d6);position:absolute;inset:0}@media (max-width:560px){.phero h1{font-size:26px}.phero .wrap{min-height:180px;padding:30px 20px}}.subbar{border-bottom:1px solid var(--line);z-index:40;background:#fff;position:sticky;top:72px}.subnav{flex-wrap:wrap;gap:6px;padding:14px 0;display:flex}.subnav a{color:#5a6884;white-space:nowrap;border-radius:999px;padding:9px 16px;font-size:15px;font-weight:700;text-decoration:none;transition:all .15s}.subnav a:hover{background:var(--soft);color:var(--blue)}.subnav a.active{color:#fff;background:var(--blue-dd)}.cc-panel{display:none}.cc-panel.active{animation:.25s cc-fade;display:block}@keyframes cc-fade{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}.page-head{padding:34px 0 6px}.page-head h1{letter-spacing:-.02em;color:#15233d;margin:0;font-size:30px;font-weight:900}.reading{max-width:1440px;margin:0 auto}.notice-grid{grid-template-columns:repeat(4,1fr);gap:18px;margin-top:10px;display:grid}@media (max-width:980px){.notice-grid{grid-template-columns:1fr 1fr}}@media (max-width:560px){.notice-grid{grid-template-columns:1fr}}.fctabs{border-bottom:1px solid var(--line);flex-wrap:wrap;gap:4px;margin-bottom:18px;display:flex}.fctab{color:#5a6884;cursor:pointer;border-bottom:2px solid #0000;margin-bottom:-1px;padding:14px 18px;font-size:14.5px;font-weight:700}.fctab:hover{color:var(--blue)}.fctab.active{color:var(--navy);border-bottom-color:var(--navy)}.faq-item{border:1px solid var(--line);border-radius:12px;margin-bottom:12px;overflow:hidden}.faq-q{cursor:pointer;color:#27344b;background:var(--soft);justify-content:space-between;align-items:center;gap:14px;padding:20px 22px;font-size:15px;font-weight:800;display:flex}.faq-q .qmark{color:var(--blue);margin-right:6px;font-weight:900}.faq-q svg{color:#8a94a8;flex:none;transition:all .2s}.faq-item.open .faq-q svg{transform:rotate(180deg)}.faq-item.open .faq-q{background:#eef4ff}.faq-a{background:#fff;max-height:0;transition:max-height .3s;overflow:hidden}.faq-item.open .faq-a{max-height:600px}.faq-a .inner{color:#3a4861;padding:22px 26px;font-size:13.8px;line-height:1.85}.guide-head{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:8px;display:flex}.gh-sub{color:var(--faint);padding-bottom:10px;font-size:13.5px;font-weight:600}.guide-grid{grid-template-columns:repeat(3,1fr);gap:20px;margin:26px 0 16px;display:grid}@media (max-width:860px){.guide-grid{grid-template-columns:1fr 1fr}}@media (max-width:560px){.guide-grid{grid-template-columns:1fr}}.gcard{border:1px solid var(--line);color:inherit;background:#fff;border-radius:16px;flex-direction:column;gap:9px;padding:28px 26px;text-decoration:none;transition:all .16s;display:flex}.gcard:hover{border-color:#f3ddd6;transform:translateY(-3px);box-shadow:0 12px 28px #1e2d5a1a}.gc-ic{color:#e9573f;background:#fde9e4;border-radius:13px;place-items:center;width:48px;height:48px;margin-bottom:4px;display:grid}.gcard h3{color:#1f2a44;margin:0;font-size:17px;font-weight:800}.gcard p{color:#6b7686;min-height:40px;margin:0;font-size:13.5px;line-height:1.6}.gc-more{color:#e9573f;margin-top:4px;font-size:13px;font-weight:800}.rev-wall{grid-template-columns:repeat(5,1fr);gap:14px;margin-top:20px;display:grid}.rev-wall .rev{background:var(--soft);border:1px solid var(--line);border-radius:12px;flex-direction:column;padding:16px 15px;display:flex}.rev-wall .rev q{quotes:none;color:#37445c;flex:1;font-size:13px;font-weight:600;line-height:1.55}.rev-wall .rev .stars{color:var(--gold);letter-spacing:2px;margin:12px 0 8px;font-size:13px}.rev-wall .rev .who{color:var(--muted);border-top:1px solid var(--line);padding-top:8px;font-size:12px;font-weight:700}.rev-more-wrap{justify-content:center;margin:28px 0 8px;display:flex}.rev-more-btn{border:1px solid var(--line);color:#36435c;cursor:pointer;background:#fff;border-radius:999px;padding:12px 30px;font-size:14px;font-weight:800}.rev-more-btn:hover{border-color:var(--blue);color:var(--blue)}@media (max-width:980px){.rev-wall{grid-template-columns:repeat(3,1fr)}}@media (max-width:620px){.rev-wall{grid-template-columns:repeat(2,1fr)}}